I harbor such a visceral, unyielding hatred for these types of boomers.
When are you going to give up your 150k job to a young American Mr. Boomer? Oh never? You are going to hire 12 pajeets to do it at a fraction of what you were paid? Thought so.
@matty i check this guy's timeline occasionally. he has some interesting things to say, but it's sometimes punctuated by the most braindead boomertarded takes imaginable (like this)
@matty I Just want to say Matty. My Dad is a boomer but he is Not that kind of Boomer. He hates people who act entitled like that.
A boomer a retard and a furry
God cursed this nigger three times.
God cursed this nigger three times.
@matty >"Why, I bought MY first house for $1,500, why can't you??? Just go a few years without a new phone."
your 100 bucks says you were in a bar , sir..
not doing the hobo shuffle
not doing the hobo shuffle
@matty Other than eating out for lunch at work I do none of these retarded things
Boomers need to go
Boomers need to go
THIS ISNT UNREASONABLE!
I do not believe so, unfortunately. If it's bait 10/10 I'm ready to violence
@matty I found the thread and it's just this over and over again, like any savings won't just inflate away in a few years, truly incredible specimen
@PraxisOfEvil @matty Grok, what is this users account registration country
@matty Those faggots bought cigarettes for ten cents a pack
😒
😒
>How much are you saving for a house?
>idk how much you got in your safe right now?
>idk how much you got in your safe right now?
@Goalkeeper @matty I've lived in worse conditions than this FAGGOT can comprehend and I'll <> his life if I ever meet him.
You are aware hangovers are essentially dehydration and electrolyte imbalances caused by the alcohol, yes?
Looks like someone's double checking their lockboxes right now
@matty Boomers unfortunately were the most jewopped generation. At least the ones who got to enjoy the wealth.
Gen X had a lot of those who kept the boomer mindset and tried to fit in with you ger generations
Soylennials are just a lost hope
Zoomers may have a chance if they don't end up trooned or GROIDper'd
Gen X had a lot of those who kept the boomer mindset and tried to fit in with you ger generations
Soylennials are just a lost hope
Zoomers may have a chance if they don't end up trooned or GROIDper'd
@PraxisOfEvil @matty what we have here is a failure of a breakfast question
> what if inflation and immigration had depressed wages to the point many people couldn't reasonably save up for a down payment? what if homes were now selling at 10x medium annual income (or more) vs 3x a few decades ago?
> but i did buy a house
> what if inflation and immigration had depressed wages to the point many people couldn't reasonably save up for a down payment? what if homes were now selling at 10x medium annual income (or more) vs 3x a few decades ago?
> but i did buy a house
@matty 5% down payment (haw-fuckin-haw by the way, all government assistance either is Only For Niggers or puts you out in the middle of banjo-fuckin nowhere, so you're GONNA put a down payment down) for a 350k house (bog standard for even most 2bed2baths) is $17500. 30 year mortgage is 360 payment periods, which comes out to only 933 a month!
...before interest, which is probably gonna be between %6.5 and %7 if you weren't a buttboy for Uncle Sam. Oh, and property tax, which can be between 3 and 11k a year. Probably also home insurance, another 1 to 2k a year.
Monthly payments come out to around $2500. With the 1/3 rule for housing budget, this is barely manageable if you're grossing 90k a year. Keep in mind, grossing- NOT salary, because at that approximate salary, fed taxes alone are between 22 and 24%.
Yeah I like jerking myself off over how spartan and successful I am too, but this is very clearly broken.
...before interest, which is probably gonna be between %6.5 and %7 if you weren't a buttboy for Uncle Sam. Oh, and property tax, which can be between 3 and 11k a year. Probably also home insurance, another 1 to 2k a year.
Monthly payments come out to around $2500. With the 1/3 rule for housing budget, this is barely manageable if you're grossing 90k a year. Keep in mind, grossing- NOT salary, because at that approximate salary, fed taxes alone are between 22 and 24%.
Yeah I like jerking myself off over how spartan and successful I am too, but this is very clearly broken.
It's the eternal boomer, if you say you cooked your meals they'll tell you to get free food at the soup kitchen. Oh you bought a bus pass? You should be hitch hiking all your rides.
@matty Oh yeah- at 7%, you're paying 2.2x the entire price of the house over the lifetime of the mortgage.
@vonzeppelin @matty "If I can take advantage of a hot market in an extremely small window of time at just the right second anyone can!"
@chainsaw_appreciator @matty Vance should campaign on the day of the pillow
@dassauerkraut @skylar @matty dunno, 100 bucks of beer doesn't seem that much to me, then again i'm thinking beer that costs like $1.20 a can.
@EdBoatConnoisseur @skylar @matty
If you are buying around $1 bottle, that's 100 bottles per week. 14 bottles a night. That'd be a strong running buzz. Though I know fuckers that'll kill 1-2 30 packs on a Saturday just chilling.
If you are buying around $1 bottle, that's 100 bottles per week. 14 bottles a night. That'd be a strong running buzz. Though I know fuckers that'll kill 1-2 30 packs on a Saturday just chilling.
@dassauerkraut @skylar @matty dunno 12 beers is the max i drink in one sitting if i have to drive, the times i were getting seriously drunk at home i just swap to vodka or tequila with a very salted soda lemonade after beer No. 24
@EdBoatConnoisseur @skylar @matty
Drinking hard for me in an evening is 3-4 bottles or 2 glasses of whiskey, so I must be in the lower percentile of drinkers.
Used to kill a or two 12 pack on the weekend some years back but I cut back after health issues.
Drinking hard for me in an evening is 3-4 bottles or 2 glasses of whiskey, so I must be in the lower percentile of drinkers.
Used to kill a or two 12 pack on the weekend some years back but I cut back after health issues.
@dassauerkraut @skylar @matty was lowkey expecting yer answer to be one line "but you are mexican, alcohol affinity is your racial trait", "you are mexican, ya cannot get any more dysfunctional drunk than you're sober"
@EdBoatConnoisseur @skylar @matty
You are talking to a White man pioneers of being shitfaced all day. Pretty sure we brought the drinking genes to your tobacco smoking, blood drinking psycho ancestors.
You are talking to a White man pioneers of being shitfaced all day. Pretty sure we brought the drinking genes to your tobacco smoking, blood drinking psycho ancestors.
@dassauerkraut @skylar @matty my great great grandparents were sicilian
@madison @skylar @matty @dassauerkraut never go against a sicilian when drunkness is on the line!
@matty I've done all these things and own a home. The side effect is that I am extremely boring.
And this isn't as bad as it can get -- Let's see a new batch of stimmie checks go out, and everyone will be wishing for 7% mortgages. Even a 50 year amortization isn't going to save you from huge payments.
Don't get me wrong, there's a seed of truth in the idea of cutting recurring costs so you have more money you can put away. The problems are obviously that a lot of people aren't able to go do expensive things. I'm sure I'm not the only one rocking a 7 year old phone from the last time when they used to give you a new phone for 'free' every 2 years.
Don't get me wrong, there's a seed of truth in the idea of cutting recurring costs so you have more money you can put away. The problems are obviously that a lot of people aren't able to go do expensive things. I'm sure I'm not the only one rocking a 7 year old phone from the last time when they used to give you a new phone for 'free' every 2 years.
@matty This kind of post gives me so much hatred, because this argument is completely misplaced and used for the wrong thing. You can argue that if you want hobby stuff, yeah maybe lay off the coffee shops for a bit.
Anything bigger? America is currently powered by a fictional economy where the actual economic growth of the country is probably in the negatives if you don't count AI companies giving other AI companies money to give to other AI companies, plus government money being given to AI companies. GDP is bullshit, the country isn't more prosperous right now, it's all just fake money being thrown around while not actually reaching the hands of anyone who gets work (for the rare few people who can get work). Everything keeps getting more expensive because this fake economy is supposedly representative of the average American's buying power. This is on top of not having recovered from the previous economy fuckery that happened in the 2000s.
So yeah, even if you wanted to get a home, any attempt to save up would immediately be invalidated by insane jumps in price (not to mention existing living costs because people don't live in time-stopped pocket dimensions before buying a house). Better to just invest in hobbies at that point.
Anything bigger? America is currently powered by a fictional economy where the actual economic growth of the country is probably in the negatives if you don't count AI companies giving other AI companies money to give to other AI companies, plus government money being given to AI companies. GDP is bullshit, the country isn't more prosperous right now, it's all just fake money being thrown around while not actually reaching the hands of anyone who gets work (for the rare few people who can get work). Everything keeps getting more expensive because this fake economy is supposedly representative of the average American's buying power. This is on top of not having recovered from the previous economy fuckery that happened in the 2000s.
So yeah, even if you wanted to get a home, any attempt to save up would immediately be invalidated by insane jumps in price (not to mention existing living costs because people don't live in time-stopped pocket dimensions before buying a house). Better to just invest in hobbies at that point.
Just pull yourself up by your bootstraps and live under a bridge bro
@sj_zero @matty Cutting all those habits saves maybe 4k a year, meaning you have to save for, what, almost 18 years for a reasonable down payment? Assuming your savings don't get fucked by another period of 10%+ inflation.
The central conceit of these boomer fags, is that YOU are centrally responsible for civilizational incontinence, that the responsibility is on YOU to live straighter, to stand up and take the blows and the yoke of a horrible, corrupt country. It's something they never had to do. Psychologically, they don't like thinking of themselves as lucky, but that's all they were.
The central conceit of these boomer fags, is that YOU are centrally responsible for civilizational incontinence, that the responsibility is on YOU to live straighter, to stand up and take the blows and the yoke of a horrible, corrupt country. It's something they never had to do. Psychologically, they don't like thinking of themselves as lucky, but that's all they were.
@matty the clubbing part is the most ridiculous. ised to do that pnce or twice a month, cost me 30 at max per month. This is clearly not why house prizes are beyond reason
@Goalkeeper @matty
>save for several years to afford a home
What the fuck kind of house can you get these days for that, a Barbie doll house?
>save for several years to afford a home
What the fuck kind of house can you get these days for that, a Barbie doll house?
You know what the rub is? I f I told the boomer to just stop paying your timeshare so you could afford medical. They would come back with "I worked for 50 years to have that timeshare!"
I have never been clubbing and have no interest in it because I don't like black people, loud noises or niggers (black)
@matty fine, do what you like and avoid, what you do not like.
i really enjoy loud hard bass music in goth clubs.
i really enjoy loud hard bass music in goth clubs.
@matty have you tried alcoholism or anti-depressants?
I did antidepressants when I was a teenager. It was terrible, stupid choice. I am currently an alcoholic though.
@matty i never did antidepressants, nor alcoholism. i've heard they could help. does alcoholism work for you?
No. I wouldn't recommend alcoholism to anyone. It just makes the voices louder.
@matty hmm, if you want to shutup the voices for a while, maybe give loud music another try. Just make sure it is loud enough, so you cannot hear the voices.
@PraxisOfEvil @matty It's boomerlock. Happened all the time when I used to argue with boomers on gab. You back them into a corner and they just start repeating the same thing over and over. Forever.
@matty
The housing market is so ridiculously inflated in the U.S. and the property taxes even in shitty parts of the country are such obscene con jobs... and who does all those things that this retarded dude lists anyway. Stupid drivel post...
And it ain't gonna get better with now 50-year mortgages in the U.S.
Buy land/property in another country if you can.
And yet despite all that it will would not cover a years worth of that 50 year mortgage.
I guarantee if you ask him though who he is leaving his inheritance to it won't be his kids
I guarantee if you ask him though who he is leaving his inheritance to it won't be his kids
@DrBtc @Goalkeeper @matty I'm at the point that I just don't bother telling a boomer anything anymore. The proper answer is "Ok Boomer" then mute them.
@newmodel @matty Nope, just looked up this faggots twatter: https://xcancel.com/4nt1p4tt3rn
What disgusts me the most is this guy says he's from Appalachia. I live in rural Appalachia, I know how bad it is here. There is no work and at least 20% of kids are being raised by their grandparents because of the opioid crisis.
The people here who own their own land are some farmers who are struggling to keep it and boomers who bought 5+ acres back in the 70's for less than 5k in today's money.
I have met this exact type of boomer, had one as a landlord. They aren't all bad but they are completely out of touch with reality and are arrogant beyond even the worst left wing boomer.
What disgusts me the most is this guy says he's from Appalachia. I live in rural Appalachia, I know how bad it is here. There is no work and at least 20% of kids are being raised by their grandparents because of the opioid crisis.
The people here who own their own land are some farmers who are struggling to keep it and boomers who bought 5+ acres back in the 70's for less than 5k in today's money.
I have met this exact type of boomer, had one as a landlord. They aren't all bad but they are completely out of touch with reality and are arrogant beyond even the worst left wing boomer.
@matty Boomers never once in their lives remotely considered giving up booze and weed. 😆
And their cable probably costs more than most phone plans.
And their cable probably costs more than most phone plans.
@matty
>smartphone
They usually replace landlines for a lot of people. Who's going to live with no phone? And increasingly, a lot of services fucking require a smartphone.
>subscription services
What isn't a subscription these days?
>Uber/UberEats
I don't do UberEats, etc. But there have been times when Uber itself is actually cheaper than a taxi.
>expensive coffee
I don't drink coffee. But even those who do, cheaper coffee places are starting to hurt Starbucks, etc. bottom lines.
>weeklong vacation
Wisconsin Dells or Branson are hardly "exotic locales."
>buy a beater
I've done this. My beater spent more time in the mechanic's garage than it did in mine. And that was just to keep it running, not to fix the busted AC, various cosmetic issues, or quality of life stuff. Over the time I owned it, on average, my monthly mechanic's bill was more than my monthly loan payment when I finally did buy a new car.
>clubbing
I don't go clubbing. Seriously, how many people actually do? But either way, this sounds like some no-fun-allowed bullshit.
Also, these same people will then go on to piss and moan about declining birth rates and people not socializing or whatever.
>weed/booze
Alcohol consumption is actually down among younger people. As for weed, not everyone's a degenerate.
>eating out
People are actually eating out a lot less. Restaurants are starting to struggle.
>smartphone
They usually replace landlines for a lot of people. Who's going to live with no phone? And increasingly, a lot of services fucking require a smartphone.
>subscription services
What isn't a subscription these days?
>Uber/UberEats
I don't do UberEats, etc. But there have been times when Uber itself is actually cheaper than a taxi.
>expensive coffee
I don't drink coffee. But even those who do, cheaper coffee places are starting to hurt Starbucks, etc. bottom lines.
>weeklong vacation
Wisconsin Dells or Branson are hardly "exotic locales."
>buy a beater
I've done this. My beater spent more time in the mechanic's garage than it did in mine. And that was just to keep it running, not to fix the busted AC, various cosmetic issues, or quality of life stuff. Over the time I owned it, on average, my monthly mechanic's bill was more than my monthly loan payment when I finally did buy a new car.
>clubbing
I don't go clubbing. Seriously, how many people actually do? But either way, this sounds like some no-fun-allowed bullshit.
Also, these same people will then go on to piss and moan about declining birth rates and people not socializing or whatever.
>weed/booze
Alcohol consumption is actually down among younger people. As for weed, not everyone's a degenerate.
>eating out
People are actually eating out a lot less. Restaurants are starting to struggle.
@matty >Just live like an ascetic monk to achieve what I bought for a pack of gum and a firm handshake
I am fatigued.
I am fatigued.
@Matty The reason these boomers think this.
Is because all their granddaughters are whores or spoiled brats who do this every single day with their fathers money and then complain that they don't get enough allowance to "quote live their life"
And not only do I agree with having a visceral hatred towards these people I think there isn't a word in the English language that decisively describes the amount of hate I truly feel for these people.
@Matty
I don't do any of these things and I am on the cusp of being homeless
That thread enrages me to no end. This stupid nigger loving faggot has no idea how bad the "bad area" is. This colossal pussy has never seen the ocean of niggers.